USDA Loans

USDA Rural Development Guaranteed Housing Loan Program are guaranteed by the U.S. Department of Agriculture.

To be considered eligible for a USDA home loan, borrowers must meet specific guidelines. The property you buy must be in a USDA designated rural area, but it’s not all farmland. The USDA Mortgage eligible area requirement map will show you all the areas where you can use this loan.

  • 10 – 30 year fixed rates
  • Primary residence
  • Second home
  • Investor
  • Single family residential
  • Condominiums
  • 2-4 unit properties