FHA Loans

FHA Loans are insured by the Federal Housing Administration (FHA) and can make it easier for you to qualify to purchase or refinance a home. This loan option offers flexible qualification guidelines to help people who may not qualify for a conventional mortgage.
  •  Fixed rate
  • Government issued
  • Owner occupied
  • Co-borrower may be a non-occupant
  • 3.5% minimum down payment
  • Up to 6% allowed for seller contribution to closing costs
  • No pre-payment penalty
  • Gift funds allowed